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Boise Municipal Health Care Trust offers medical and vision plans to eligible employees and their dependents. Dependents are defined as your spouse and/or dependent children up to the age of 26. Coverage begins no later than 90 days from the date of hire.

Plan Information

The City of Boise has two self-funded plans available for non-temporary employees who are regularly scheduled to work 20 or more hours per week. You may select the plan and level of coverage which best meets the needs of you and your family members.

Important 2021 Information

For the first time in over 10 years, the plan design has changed, to include deductibles, out-of-pocket maximums, specialist co-pays, and pharmacy benefits.  Preview changes here.  The full benefit comparison is below.  Attend one of the Virtual Open Enrollment meetings to learn more.

New! General Employee Medical/Vision Comparison Matrix 2021 (PDF)

Renewed!  MDLIVE - Virtual access to doctors 2/47 for a $10 co-pay. 

Renewed!  Diabetic Prevention Program - 16 week program to reduce the likelihood of developing diabetes.  Click here to see if you qualify!


The cost per paycheck for medical and vision varies based on your personal choices. Employees receive benefit credits based on scheduled hours per week and the level of coverage chosen for medical and vision.  Additional credits may be earned through the Boise Healthy Life program which could offset the contribution amounts by as much as $500 per year.

Opt-Out Incentive

Employees that do not wish to participate in a medical plan can opt-out and can receive a monetary incentive paid as taxable cash unless used towards another pre-tax plan option. To receive the incentive, employees will be required to provide Human Resources with proof of other coverage such as a spouse's group health plan, military retiree TriCare coverage, or an individual health insurance policy. Employees are unable to have double coverage through a spouse and/or dependent also working for the city. Therefore, the opt-out incentive will be provided to the employee declining coverage.

Download the Verification of Insurance form (PDF)

Other Important Documents

Creditable Coverage Notice
Member Certificates and Plan Highlights
Special Enrollment Rights
Women's Health and Cancer Rights Act (WHCRA)